Storage Insurance

Storage Insurance

December 17,2018
Storage Insurance

 You always have home insurance for those sudden unforeseen situations that arise.  Just as you look for insurance to protect your home, your vehicles and your health you should also be aware of insurance for items that you store in a storage facility.  You can never know when fire, theft or and act of severe weather can affect facilities, just as they can affect your home.  Most reputable storage facilities, such as Green Storage, do carry commercial insurance coverage.  The general assumption is that this generalized commercial insurance would therefore cover every item that you may have in storage.  This assumption however is incorrect.  The best idea is to check with the facility and your own personal insurance to ensure that you have adequate coverage.  We have listed a few points that you should consider for choosing insurance for any items when you are planning to utilize storage.

Coverage Extension

Many of the home insurance policies issued today may contain a clause or clauses pertaining to the extension of personal belongings that are not necessarily stored at your personal residence.   You must read this coverage carefully as a lot of them have exclusions to time and number of items that can be covered.  Storage insurance is designed to continue for as long as you are renting your storage unit or space in the amount that you desire.

Expense

Cost is dependant upon the appraised value of items that you have in storage.  Most storage insurance have a low deductible and can be built into your monthly rental fee.  You have the option of reviewing, changing and canceling your coverage without incurring additional fees.   If you do have to file a claim it is separate from your home insurance and therefore will not affect your personal home insurance rates.

Peace of Mind

When you chose a storage facility for your needs, it is important to determine what onsite security the facility has in place.   We here at Green Storage conduct facility walks every day to ensure that the units and property is safe and securely locked.  Our premises have 24/7 recorded video surveillance as well as a full site security system.  The facilities are equipped with sprinkler systems and each aisle is equipped with adequate fire extinguishers.  Our facilities are also a climate-controlled environment.  With all these industry leading features in place, nothing can be guaranteed 100%.  Unexpected adverse situations such as fire, flood or possible theft can be offset with a good insurance coverage in place.  Storage insurance can give you the peace of mind that your treasured objects are as safely covered as if they were stored at home under your personal property insurance coverage.  Don`t take chances with your treasures.

Green Storage has 20+ different sized units, to facilitate your every need.  Work with our friendly and qualified staff to make the transition into storage and out of storage an easy and productive time.  We even offer truck rentals and moving supplies.  As our commitment approach is to safe and green storage practices, we have electric vehicle charging stations at our facility sites.

Make an informed choice for your storage needs.   Call us at Green Storage at 1 (844)-50-GREEN or visit one of our Ontario self-storage locations today!  We are your dependable full-service, self-storage provider in Ontario and we look forward to assisting you.